Other States Expected To Follow Before Year End

BELLINGHAM, WA – November 13, 2015 – eXp Realty International Corporation (OTCQB: EXPI) today announced that its majority-owned subsidiary, First Cloud Mortgage, Inc., (“First Cloud Mortgage”) has begun accepting loan applications in Texas and New Mexico. First Cloud Mortgage also has applications to do business pending in California, Virginia, Georgia, and Arizona.

First Cloud MortgageeXp Realty International Corporation (“eXp Realty”, or the “Company”) formed First Cloud Mortgage in July, 2015 in keeping with its mission to build a comprehensive, cloud-based real estate services company. Leveraging the Company’s operating platform, First Cloud Mortgage offers borrowers premium loan products with a dedication to outstanding service, education and transparency.

First Cloud Mortgage’s initial efforts will focus on working with consumers in Texas and New Mexico.  In Texas the company will be operating under the Trade Name, America’s Cloud Mortgage however in New Mexico it will be operating under the name First Cloud Mortgage.

Tim Mulvehill, President of First Cloud Mortgage, commented on the announcement, “We have been working diligently to secure the licenses and build the infrastructure necessary to launch First Cloud Mortgage, and we are excited to begin taking applications. Just as eXp Realty transformed the way real estate agents work and earn, First Cloud Mortgage intends to redefine the career and income opportunities available to mortgage professionals.”

Glenn Sanford, Chairman and Chief Executive Officer of eXp Realty, went on to say, “The ability to offer mortgages is an important milestone in our growth strategy.  First Cloud Mortgage is one of many related service components we intend to offer using some of the same platforms that eXp Realty uses in the Real Estate space.  We also believe that consumers can realize the benefits of working collaboratively in the cloud with both real estate agents and mortgage professionals.”

About eXp World Holdings, Inc.

eXp World Holdings, Inc. is the holding company for a number of companies most notably eXp Realty LLC, the Agent-Owned Cloud Brokerage™ as a full-service real estate brokerage providing 24/7 access to collaborative tools, training, and socialization for real estate brokers and agents through its 3-D, fully-immersive, cloud office environment. eXp Realty, LLC and eXp Realty of Canada, Inc. also feature an aggressive revenue sharing program that pays agents a percentage of gross commission income earned by fellow real estate professionals who they attract into the Company.

eXp World Holdings, Inc. also owns 90.5% of First Cloud Mortgage, Inc. a Delaware corporation launched in 2015 and now licensed to originate mortgages in Arizona, California, New Mexico and Texas.

The corporate name change to "eXp World Holdings, Inc." has been approved by our Board and stockholders but is not yet effective, pending the mailing of a definitive information statement to our stockholders in accordance with applicable rules and a 20-day notice period thereafter.

As a publicly-traded company, eXp World Holdings, Inc. uniquely offers professionals within its ranks opportunities to earn equity awards for production and contributions to overall company growth.

For more information you can follow eXp World Holdings, Inc. on Twitter, LinkedIn, Facebook, YouTube, or visit investors.exprealty.com orwww.exprealty.com.

The statements contained herein may include statements of future expectations and other forward-looking statements that are based on management's current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Such forward-looking statements speak only as of the date hereof, and the Company undertakes no obligation to revise or update them. These statements include, but are not limited to, statements about the Company's expansion, revenue growth, operating results, financial performance and net income changes. Such statements are not guarantees of future performance. Important factors that may cause actual results to differ materially and adversely from those expressed in forward-looking statements include changes in business or other market conditions; the difficulty of keeping expense growth at modest levels while increasing revenues; and other risks detailed from time to time in the Company's Securities and Exchange Commission filings, including but not limited to the most recently filed Annual Report on Form 10-K.